CCJ Loans (14.5% APR typical variable)

Do you have a CCJ (County Court Judgment) against you and find it a struggle to get your loan application accepted?

A CCJ is a court order which declares that the debtor must pay back the money which is owed to the lender. They are most commonly issued after the debtor has fallen into arrears, this could be a reason out of your control perhaps because of long-term sickness or a change in employment.

Can I Get a CCJ Loan?

A CCJ will hurt your ability to get accepted for any form of credit, but Loan Application can help your get accepted for a CCJ Loan. We have access to hundreds of different loan deals, which means that we can help those with CCJ’s to get their loan application accepted.

It is not uncommon to have your CCJ loans application turned down, as having a CCJ on your credit file shows the lender that you are a lending risk. Yet more of us than ever are suffering from a poor credit rating, which is why we will do our best to find a CCJ loan to fit your needs.

It is worth bearing in mind that, if you do get your CCJ loan application accepted, the interest rate is likely to be higher than someone with a good credit rating.

You could use your CCJ loan to consolidate existing high-interest unsecured debt, which will leave you with one low monthly payment to make.

Can you help me with my CCJ Loan Application?

Yes, we specialise in helping those with a poor credit rating, so chances are we could get your CCJ loan application accepted. If not, we also have access to a wide number of financial solutions which are designed to help those with who have a CCJ and struggle with their personal financial commitments.

Call Loan Application free on 0800 980 4256 for no obligation advice and help about one of our CCJ loans. Alternatively fill in the Quick Enquiry form on the right and we will call you back.