If you are thinking about completing an online loan application then you need to be aware that the lender might check your credit file. If you apply for too many loans at the same time then there will be lots of checks against you, which may hinder your ability to get accepted.
Loan Application would never do that. Filling in our Loan Test or Quick Enquiry form won't mean that we will check your details straight away with a credit reference agency. After you have made your online loan application, one of our advisors will get in touch and go through your finances in much more detail.
They may advise you about other choices which may suit your financial circumstances better. One such example is a remortgage.
Not sure if you are suitable for a loan, want to see your options? Take the Loan Test for free advice on your debt solutions.
The best way to apply for a loan with Loan Application is to get in touch. You can either call our expert loan advisors on 0808 131 0036 or fill in the Quick Enquiry Form and we will call you back
LOANS MAY BE SECURED ON YOUR HOME. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
LoanApplication.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.