Mortgages (8.5% APR typical variable)
Via our experienced mortgage advisors who are all professionally qualified (CeMAP and/or CeRGI), Loan Application can offer you some of the best mortgage rates around. We will search through our lenders to find you a mortgage to suit your financial circumstances.
Bad credit history or CCJs? - We can help.
Loan Application don't mind what your current financial circumstances are, in fact we specialise in helping those with a poor credit history, defaults, CCJs or have been turned down for a mortgage in the past.
We will search our panel of lenders to find you the best mortgage deals, as we understand that your mortgage is probably one of the biggest financial commitments that you will ever have to make. We will also give you expert advice so that you won't have to take a mortgage with sky-high interest rates just because you have a bad credit history.
What Mortgage is Best for Me?
The right mortgage deal for you is dependant on your financial circumstances and what you are looking for from your mortgage deal, such as an interest rate that is variable or fixed, or how much the redemption fee will be.
Loan Application will ask you a number of questions to understand your mortgage needs, and will then search the market to find your ideal mortgage to fit with your financial requirements. These include:
- Standard Mortgages – for those with a good credit history.
- Adverse Mortgages – for those with a bad credit history.
- Self-Certification Mortgages – for those who can’t prove their income or are self-employed.
- Buy To Let Mortgages – for those looking to buy a property to let out.
Whatever your mortgage needs, contact Loan Application today on our freephone number 0808 131 0036.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
For mortgages and re-mortgages the overall cost for comparison is 8.5% APR variable and for secured loans 14.5% APR variable. The actual rate will depend upon your circumstances. Ask for a personalised illustration. A broker fee may be payable on completion, and will depend on your circumstances. For mortgages and re-mortgages this fee is typically between 0% and 3% of the gross mortgage amount, subject to a minimum of £2,495 and a maximum of £3,995. For secured loans, the fee is typically between 0% and 10% of the loan value.
LoanApplication.co.uk is a trading name of Ask Finance Ltd, which is registered in England and Wales (company number 4229724), Jackson House, Sibson Rd, Sale, Manchester, M33 7RR. Ask Finance is licensed under the 1974 consumer credit act to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling. Consumer Credit License No: 507130. Ask Finance is authorised and regulated by the Financial Services Authority (FSA) - FSA No: 300490 - for the provision of mortgage advice and arranging insurance.