Unsecured Loans (6.9% APR typical variable)

Both an Unsecured Loan and a Personal Loan are the same product, as they are both ‘personal’ to you and unsecured. It allows you to borrow money without having to provide a form ofsecurity against it, such as your property.

Unsecured loans are not just for homeowners, they also allow non-homeowners to secure additional borrowing as they will be unable to get a secured loan application accepted as they do not have an asset to borrow the money against.

Getting Your Unsecured Loan Application Accepted...

Typically, your unsecured loan provider will base their decision on whether to accept your unsecured loan application based on your personal credit history, which will be verified by performing a credit check.

Because there is reduced security for the loan provider, your personal credit history should ideally show that you have successfully handled unsecured loans or other debt in the past.

If you have a bad credit history, are self-employed or if you have changed addresses frequently then it might be difficult to get accepted for an unsecured loan. But don’t worry if you have had your unsecured loan application turned down in the past or you suffer from a bad credit rating, as we could still get you accepted for an unsecured loan.

Unsecured loans are available for a range of different amounts and repayment terms. Depending on the amount and purpose of the loan, you will be able to choose from a range of repayment periods.

If you need a loan over £25,000 and you are a homeowner, then you might wish to consider one of our secured loans.

Unsecured Loan Application

Loan Application are here to help with both your unsecured or secured loan application.

Applying for one of our unsecured loans could not be easier. Simply fill in the Quick Enquiry and we will give you a call back to determine if we can get you accepted for an unsecured loan.

We will do our best to help you, no matter what your circumstances. We search the through our panel of loan providers to find you a competitive unsecured loan. Please contact one of our professional unsecured loan advisors on 0800 980 4256 for expert advice.